Rewards
Base earn rate1% cash back everywhere else
ProgramWalmart Rewards
Welcome bonusWelcome bonus of $25 Reward Dollars
Rewards typecashback
Fees & rates
Annual fee$0
Purchase interest rate21.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)
Standout perks
⭐
Walmart+ Annual Membership
3 months FREE
⭐
Installment plan option available
6 equal payments
⭐
Online account management
Everyday features
📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
Insurance coverage
🛡️
purchase protection
Included — see issuer for details.
🛡️
zero liability
unlimited
🛡️
extended warranty
Included — see issuer for details.
Eligibility
Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident