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WestJet RBC World Elite Mastercard

Great for travel TravelRewards
4.1
★★★★☆

Excellent value

CardPick score · from real fees, rewards & perks
You'll finish your application securely on RBC's own website.
Welcome value
$700
est. first-year value
Annual fee
$139
per year
Purchase interest
20.99%
on carried balances
Rewards type
points
WestJet Rewards
🛒
2% value on groceries
Your top earn category
🎁
$700 welcome bonus
Estimated first-year value
🛫
Travel perks
Lounge access & trip coverage
🛡️
6 insurance coverages
Built-in protection

Rewards

Base earn rate1.5 points per $1 spent on all other everyday purchases
ProgramWestJet Rewards
Welcome bonusGet up to 70,000 WestJet points, that's a value of up to $700 off travel
Rewards typepoints

Fees & rates

Annual fee$139
Additional card$59
Purchase interest rate20.99%
Cash advance rate22.99%
Foreign transaction fee2.5% (typical)

Standout perks

Free first checked bag for yourself and up to eight guests on the same reservation when you pay with your WestJet RBC World Elite Mastercard
Receive a welcome round-trip companion voucher starting from $119 CAD (plus taxes, fees, charges and other ATC) after first purchase on your card. Annual companion voucher issued each year when you spend a minimum of $5,000 annually, or exchange for 30% discount on base airfare, $200 credit towards WestJet/Sunwing Vacations package, or two lounge passes
$119 CAD
💳
For every $5,000 you spend on your card, earn $200 in tier qualifying spend towards WestJet Rewards status
$200 per $5,000 spent
✈️
Access more than 1,300 airport lounges around the world, along with special dining and spa offers
BalanceProtector Max can protect your travel credit card balance when you need it most. Optional coverage which you can cancel at any time
RBC Road Assist optional add-on service
Identity Theft & Credit Protection optional add-on service

Everyday features

📱 Apple Pay & Google Pay
🔒 Zero-liability fraud protection
📶 Tap to pay
🛒 Purchase security
✈️ Airport lounge access

Insurance coverage

🛡️

trip interruption

Included — see issuer for details.

🛡️

trip cancellation

Included — see issuer for details.

🛡️

mobile device

Included — see issuer for details.

🛡️

travel medical

Included — see issuer for details.

🛡️

rental car

Included — see issuer for details.

🛡️

purchase protection

Included — see issuer for details.

Eligibility

Minimum personal income$15,000
Credit score guidanceGood (660+)
ResidencyCanadian resident